Studying Abroad or Studying At Home Essay

Studying abroad has become very fashionable for many residents. Many students seek the opportunities to study overseas to create a bright future and achieve childhood dreams. People who prefer to leave their home and study abroad seemed to be searching for educational satisfaction over their entire desire. Homesickness and culture shock besides unsafe environment are only a few problems of what an expat may face. It is believed that students shouldn’t leave their home to study abroad. The first reason why we should encourage students to pursue education locally is that a student studying locally doesn’t need to learn how to speak the local language of the foreign country that’s because they already known it. This will help avoid any communication problems between the students and their surroundings. Students can mix and blend with fellow classmates and teachers with ease. Moreover, students would be closer to home, being able to see and communicate with their loved people. Learning to live without a family is difficult and hard to cope with especially if someone was far alone from friends’ support and help. Another reason why a student shouldn’t leave their homeland to study abroad is the difficulties of moving. Studying locally is not as expensive compared to studying overseas. Students would not need to rent apartment as they can stay in the house they have been living in. Winter clothing, which also costs a lot of money, is not needed for those who are planning to study in western side. Local calls are also far cheaper than international calls for people who study outside of their country. More important, as a foreign student, students will experience distinct traditions and customs from that of their homeland and influence by their behaviors and norms. Students sometimes encounter with cultural shock. In different country things can be different than our habits. It is difficult  to get used to live in a foreign country. Traditions, habits and people are different and besides this it takes time to learn what their traditions and habits are. Culture shock also causes student not to be social and feel homesick. Students might miss their environment, family and friends. The opponents argue that studying abroad has many advantages, such as the advanced courses and developed approaches and facilities and the glory name of the western universities. They think that could expand student outlook and autonomy. However, local universities have encouraged students to study at home by opining international and famous worldwide university branches in its land. Furthermore, these universities branches are not less significance than the main branch in its original country. The counterarguments may think that speaking the language is better when someone lives between native people of the language. However, governments established many numbers of language institutes whose crew exclude native speakers. To conclude, studying locally is the best choice for students who are looking for satisfactory ad high level of education. People should be proud of pursuing education in homeland universities, where the difficulties of alienation can be avoided. By studying locally, there is no need to speak the language and moved on, only to enjoy studying among your loved people and to live dreams.

Foreign Banks Pros and Cons Essay

Today with the blessings of tremendous development in the communication technology, relationship and interdependence among the countries have been growing rapidly which signifies globalization as an ongoing process. Globalization helps the international business- that is engaging in cross border expansion of sales, acquiring resources and diversifying risk. Factor that benefiting the foreign banks in Bangladesh: Bangladesh is a developing country with a huge population. From the beginning of Bangladesh as an independent country it has been a desiring place for doing business for business organizations operating globally. This circumstance is existed in banking and other financial service sectors. There are some factors that benefitting the foreign banks operating in Bangladesh. 1. Extended sales in an enormously populated country with a low competition: Bangladesh is a country with a large population, so this place is a big market for the banks in a single boundary with a simple set of legislations. So the foreign banks operating in Bangladesh can serve a large group of customers with a single marketing policy. As now a day the business transactions are taken place through banks and house hold savings are kept in banks so the foreign banks do not have to be concerned about the demand. The local banks can not give a big competition as well. 2. Minimizing risk: As usual the multinational banks like other multinational corporations minimize risk by operating in Bangladesh. That means if the banking sector collapses in a country the multinational banks will not loose everything and it is a risk diversifying method. 3. Acquiring resources: The foreign banks operating in Bangladesh can acquire Bangladeshi capitals, information and human resources easily. The local expertise is keen to work in MLCs. So the foreign banks can acquire the local human resources easily at a very cheap rate compare to the global condition. Having the benefits in Bangladesh 10 local banks have established their operation in our country and working comfortably for years after years. Influences of foreign banks in Bangladesh: Benefits: 1. A boast in banking sector: Local banks are expected to react as the foreign banks enter to the country. The local banks here have changed their police in a positive way caused by healthy competition. 2. Bringing ne management and advertising techniques: foreign banks typically bring newer and more modernized management and advertising techniques in our banking sectors. The local banks can learn the modern techniques to cope up with the changing economic environment and globalization. 3. Introducing new modernized technology: In Bangladesh most of the modern financial technology such as ATM, different types of cards, off balance sheet accounting and the latest computing technology brought by foreign banks and spread out in whole banking sectors. 4. Helping in international trade: Aiding in the development of trade and foreign direct investment are presented by foreign banks. Such as opening an L/C in a multinational bank may be more helpful for the merchants. Problems: 1). Foreign domination: the established foreign banks have far greater brand value and economic capability than the local banks. So they can easily dominate by attracting customers. They also are being magnets for local human resources, so the local banks do not get the local expertises which also pull the local banks behind the multinational banks. 2). Lack of local commitment: the foreign banks lack commitment towards the country for some reasons not meeting some social responsibilities. 3.)Â  Cream skimming behavior: though there is not much data available to prove this fact many people think that the foreign banks cream skim the market- taking disproportionate share of best local business away from domestic banks. 4). Unhealthy completion: introduction of foreign banks has added pressure to the local banks by increasing competition which results in risk taking of local banks. So the foreign banks of Bangladesh have a great influence in our economy in the form of pros and cons which are effectively altering our banking sector, with their operation.

Analyze Miss Peregrines

When you step back and take a closer look, you see that American town hides more from the characters, making it fantasy and lies, while the enchanting island is far more forth coming about its problems. Main Characters Jacob Portman- he is the protagonist in this story, he is 16 and is thought to be mentally disturbed after the murder of his grandfather by that he believes to be an imaginary creature. He travels to Whales with his father to find out the truth behind his grandfather’s past. Emma- she is one of the Peculiar children of Ms. Peregrine. She is considered â€Å"strikingly beautiful† and falls in love with Jacob, and as it turns out, she used to love his grandfather. She is frozen at 16, in the loop, while in reality she is over 70 years of age. Plot Jacob Portman goes to Wales to find out the truth of his grandfather’s past after he was murdered by what Jacob thought was a make-believe creature. When he arrives, he meets Emma a girl who can control fire. She takes him to meet Miss Peregrine in a time loop set back in the 1940s. Jacob enjoys hanging out with the other peculiar children, such as Millard, who is invisible, and Bronwyn, who has incredible strength. Then Jacob is told some mysterious stories of strange killings in the pub he’s staying at, and warns the peculiar children. When they tell Jacob he is the only one who can see the â€Å"hollows† or â€Å"hollowgasts†, the monsters that killed Jacob’s grandfather, Jacob knows he is the only hope they have for safety. Jacob and some of the peculiar children encounter a hollow which Jacob kills. Upon return to the Miss Peregrine’s home, they find that Miss Peregrine has been kidnapped. The children rescue Miss Peregrine but she is in bird form and cannot change back to human form. At the end of the book, the peculiar children look for another time loop they can stay in because their current one has been destroyed, setting this book up for a sequel and more striking photographs. Conflicts Jacob vs. Self- he is at a constant battle for the first half of the book to figure out whether or not he is sane after everything that has happened. Self could also be considered society, as a set and acceptable social norm. Jacob vs. Therapist- he is actually the cause of all his problems. He is the one who sends the hollow on his grandfather, kidnaps Ms. Peregrine, and makes all the external conflicts arise. Theme Embracing who you are and accepting what makes you remarkable is more important than being viewed as normal. Through this novel we see the reoccurring theme that being true to you is far more important that being social accepted. Because when you accept yourself, others accept you for that. When Jacob fights himself he finds he is alone, but the more he succumbs to his true self, the peculiar children accept him and they help each other overcome the adversity surrounding them. Personal Views I enjoyed the book thoroughly and I would recommend it. It has a wonderful addition, not only is there amazing writing involved but there are also several pictures included in the pages. Every few chapters there are these old, peculiar photos that add to the story, some very chilling. Analyze Miss Peregrines When you step back and take a closer look, you see that American town hides more from the characters, making it fantasy and lies, while the enchanting island is far more forth coming about its problems. Main Characters Jacob Portman- he is the protagonist in this story, he is 16 and is thought to be mentally disturbed after the murder of his grandfather by that he believes to be an imaginary creature. He travels to Whales with his father to find out the truth behind his grandfather’s past. Emma- she is one of the Peculiar children of Ms. Peregrine. She is considered â€Å"strikingly beautiful† and falls in love with Jacob, and as it turns out, she used to love his grandfather. She is frozen at 16, in the loop, while in reality she is over 70 years of age. Plot Jacob Portman goes to Wales to find out the truth of his grandfather’s past after he was murdered by what Jacob thought was a make-believe creature. When he arrives, he meets Emma a girl who can control fire. She takes him to meet Miss Peregrine in a time loop set back in the 1940s. Jacob enjoys hanging out with the other peculiar children, such as Millard, who is invisible, and Bronwyn, who has incredible strength. Then Jacob is told some mysterious stories of strange killings in the pub he’s staying at, and warns the peculiar children. When they tell Jacob he is the only one who can see the â€Å"hollows† or â€Å"hollowgasts†, the monsters that killed Jacob’s grandfather, Jacob knows he is the only hope they have for safety. Jacob and some of the peculiar children encounter a hollow which Jacob kills. Upon return to the Miss Peregrine’s home, they find that Miss Peregrine has been kidnapped. The children rescue Miss Peregrine but she is in bird form and cannot change back to human form. At the end of the book, the peculiar children look for another time loop they can stay in because their current one has been destroyed, setting this book up for a sequel and more striking photographs. Conflicts Jacob vs. Self- he is at a constant battle for the first half of the book to figure out whether or not he is sane after everything that has happened. Self could also be considered society, as a set and acceptable social norm. Jacob vs. Therapist- he is actually the cause of all his problems. He is the one who sends the hollow on his grandfather, kidnaps Ms. Peregrine, and makes all the external conflicts arise. Theme Embracing who you are and accepting what makes you remarkable is more important than being viewed as normal. Through this novel we see the reoccurring theme that being true to you is far more important that being social accepted. Because when you accept yourself, others accept you for that. When Jacob fights himself he finds he is alone, but the more he succumbs to his true self, the peculiar children accept him and they help each other overcome the adversity surrounding them. Personal Views I enjoyed the book thoroughly and I would recommend it. It has a wonderful addition, not only is there amazing writing involved but there are also several pictures included in the pages. Every few chapters there are these old, peculiar photos that add to the story, some very chilling.

Ebola and the US Response Essay Example | Topics and Well Written Essays - 500 words

Ebola and the US Response - Essay Example This was highlighted when the first Ebola cases were reported in Texas and New York. Despite the mad scramble for some semblance of coherent response, the government’s policy appears to be uncoordinated, unprepared and inadequate. Perhaps the appropriate development that could best define the government’s response to Ebola was when President’s Barack Obama appointed Ron Klain as the â€Å"Ebola Czar†. Klain does not hold any medical degree because he is a political operative. His appointment was supposed to help the government navigate through the intricacies of the bureaucracy, coordinating various federal and state agencies to solve the problem. His political acumen was also expected to effectively articulate governmental policy and response. Unfortunately, this move reflects an erroneous strategy that appears to approach the issue from the political point of view, keeping the focus from the medical and the scientific. It sends the wrong message, contributing to public hysteria because it appears that the government is not taking matters seriously. Indeed, there are already public officials who are undermining the federal response to the problem such as New Jersey Governor Chris Christi e, who have imposed stricter quarantine guidelines (Sanchez & Cohen, 2014). The case would have been different had an expert was appointed to the post. Any policy pronouncement would be credible and authoritative. There are several implications to the inadequate and confused government response. First, there is the case of the quarantine, which could impinge on people’s civil liberties. The federal government appears to be delegating much of policymaking in this area to the states. Benjamin Hayes, the Center for Disease Control spokesman, was quoted as saying, â€Å"We don’t have the authority to tell the states what to do when travelers end up in their states†¦ We set the base guidelines, and the states have the choice to tighten those guidelines† (Dizard, 2014).

What are the defining characteristics of far right wing politics What Essay

What are the defining characteristics of far right wing politics What does the sociological study of far right wing politics have to tell us about the nature o - Essay Example (Weinberg, 2003) Fascism is also characterized by social stratification along these crucial variables, especially in the UK where it is identified by the establishment it gained over the last 50 years following by the growing influence of less education, those holding negative views of the EU and, indirectly, among rural dwellers which are increasingly becoming determined of Right Wing by perceived vision of race, culture, ethnicity and religion. The most common examples of Radical right-wing parties success can be seen where they have managed to combine a strong appeal to anti-establishment ressentiments with an equally strong claim to democratic reform or renewal. The most prominent case is the FPO, which has consistently promoted itself as ‘the driving force behind the political renewal of Austria’, seeking to bring about an ‘Austrian cultural revolution with democratic means’ which would lead to the overthrow of the ruling class and the intellectual caste. (Turner, 1975) Italian Fascism and German National Socialism are characterized by sharing the common aspects of totalitarianism; followed by supremacy of a leader, an exclusive ideology, a single mass party, a monopoly of communications media and education, and a secret police and terror apparatus. The fascist movements and parties that arose in Italy and Germany developed into regular totalitarian dictatorial regimes in the early nineteenth c entury. But fascism also appeared in various western and eastern European countries without achieving major political power. Fascism resulted as a devastating impact of World War I, emerging from economic and demographic devastation and moral exhaustion that took close to ten million human lives, broke up empires, and undermined the political credibility of monarchs and democrats alike. The ideals of the Enlightenment and the French Revolution rationalism,

Implementation of Change from Mixed Sex Ward to a Single Sex Ward Essay

Implementation of Change from Mixed Sex Ward to a Single Sex Ward - Essay Example Women vulnerability with severe mental illness to physical and sexual abuses noted in mixed-sex wards. These increased rates of past sexual assaults and abuses among psychiatric impatient made them vulnerable to exploitation and abuse in mix-sex settings. This implies that re-victimization rates among women with mental illness are high. Increased recognition by the service providers of problems arising from histories of such trauma led to increase in same-sex inpatient units. Given the recognition that, trauma leads to pervasive and long term negative effects on mental health and relational problems, emotional regulation difficulties and mistrust of others, there was a general necessity to evade such menace. This paper is a case study on Implementation of Change from Mixed-sex ward to a single sex ward. It entails in-depth discussion about mixed-sex wards and single-sex wards, why the mixed-sex wards should be faced out in favor of the single-sex wards, demerits and merits of the two systems, as well as, the financial repercussions that come along with introduction of same-sex wards. Additionally, the paper explores the area of acute mental health to shade light on what needs to be done to achieve full transformations from mixed-sex to single-sex wards. ... e other hand, means service users and the patients share bathroom facilities, sleeping accommodations, and toilet facilities only with same sex people. However, the same sex ward is interpreted differently according to different hospitals. It could be a whole ward that is occupied by either women alone or men alone. It can also be taken to mean a single room, or a mixed ward, where bays or rooms are used to separate men and women. This applies to virtually all the hospitality areas and the unit of mental health. The whole ward is occupied by either women or men but not both. More often than not, this requirement applies to organizations that provide NHS funded care whether in mental health or acute mental health, as well as, heath disability sectors. Areas mostly considered for single sex ward include estates, systems and processes, patient and staff culture experience (Imprrit, N. 2009). A ward is a place at which a team having appropriate specialist skills help in treating a group of patients. In a mixed ward, there is provision of same-sex accommodation by same sex bays or single rooms, as well as, toilet facilities (Mezey, G. 2005). A bay is an area for sleeping having multiple beds or a single bed with all the three sides of the walls enclosing them. The fourthly sides can be partially enclosed or glazed to allow the staff to monitor clinically their patients. Why mixed-sex should be replaced. In recent times, there have been reports indicating that the makers of the policies and some professionals have not learned anything from the risks that have encompassed same-sex accommodation. Same-sex accommodation wards continue experiencing poor opportunities for both recreational interventions and the therapeutic interventions, as well. These wards are sexual abuses

Essay questions Example | Topics and Well Written Essays - 1250 words - 6

Questions - Essay Example Hence the Palestine had to be kept in the hands of Arabs as they hoped that the Arab unity would help forge war against common enemy. However the movement experienced a major setback in the defeat of Arabs in the Arab Israeli war of 1967 and death of Abdul Nasser in 1970. Jewish nationalism also caused the conflict due to the numerous persecutions and massacres they faced. They were also expelled in most European countries and hence had to look for their own land free from persecution that they believed was Israel. Another reason for this was the British decision to end mandate that made Arabs perceive it as breach of the agreement that made them furious as the British support for their independence was broken. The Arab treatment by the Israeli denied them basic political rights and freedom as they were seen as threat to Israeli. They imposed policies that hurt the Palestinians hence the revolt against the military administration that was set to govern their resident in the West Bank and Gaza. The rise of the Palestinian nationalist movement against state formation led to the 1948 Arab –Israeli war termed as the war for independence. The Arab resistance against giving part of their land to the Jewish without being informed was viewed as a threat to the independence of Palestinian nation. The Israeli also took better part of the land leaving them with worst lands and this angered them leading to conflicts and subsequent formation of the Palestinian Liberation Organization that used terrorism to frighten the Jews to return their land. Zionism was formed as a national movement with an aim or goal to create and support the Jews national state in Palestine that was the ancient home to the Jews. It originated from the eastern and central Europe in the late 19th century. The centre of this movement was established in Vienna. It therefore strived to create a home in

The forgotten group member Case Study Example | Topics and Well Written Essays - 750 words

The forgotten group member - Case Study Example For any group to form and establish itself, it must undergo different developmental stages. The first stage is the forming stage. This is the ‘ice-breaking’ stage of the group. This mainly involves membership of the group, as members are accepted into the group.At this stage, members do not know their roles, and mutual trust among them is low, as they attempt to know one another. The second stage is the storming stage. This is the most challenging stage in group formation. In fact, most groups will be stuck at this stage for quite a long period. At this stage, a lot of testing is experienced in the group. The members might test the policies of their group leaders. Members also know what their membership entails, as well as their roles in the group. These might also try to determine their position and relevance in the group power structure. Nonetheless, this is a problematic stage, which requires strong leadership for the group to succeed. The third stage is the norming s tage. This stage is the first where the group will exhibit considerable integration, after the chaotic storming stage. Members will exhibit commitment to the success of the group. Here, members believe to have their roles spelt out clearly, while the question of power in the group is addressed in an organized way, without any emotions involved. The performing stage is fourth, and here, the group is considered mature and functional. Most activity is based on looking for solutions to problems in the group. Generally, communication in the group is effective, and members perform their roles responsibly, without getting in the way of others. The fifth stage is the adjourning stage. Here, the group is considered to have served its purpose successfully, therefore, is disbanded. In this case, Christine’s group is still at the storming stage. This group is chaotic, and the members lack cooperation. They lag behind on the task they were assigned. Mike is stubborn and skips most group m eetings. Although the rest of the group members are potentially competent, they are not dedicated to the group. Members such as Mike are also giving Christine, their leader, a hard time managing the group. If Christine would understand the development stages of a group, she would have utilized the knowledge to push her group forward. She would have understood that her group was at the second stage, therefore, employed relevant strategies, which would minimize the problems at this stage. For instance, she would have enforced rules in her group. These rules were to have disciplinary measures for anyone who failed to adhere to them. This would have been a form of control in the group, as this stage is characterized by emotionality among members, which requires rules to control. Problem Identification The primary problem in this group is unequal group commitment and involvement of group members. This problem will cost the whole group. The secondary problem faced by this group is the que stionable knowledge and skill of individual team members. In this case, from Mike’s behavior, his skill and knowledge is questionable. This problem also affects the whole group. On the other hand, Christine faces a challenge in coordinating the group members. In these cases, one member presents the most problems in the group. Mike is problematic, as he fails to attend most team meetings because of petty excuses. In addition, he fails to complete his role in the team assignment on time, like the other members. In order to have prevented this, Christine ought to have initially considered the aspect of individual membership. For team effectiveness to be guaranteed, leaders have to put the right members on the team. This is with regard to their skills, personal attributes, and those who show interest in group work. Mike does not meet this criterion. Therefore, if Christine had evaluated him prior to granting him membership into the team, she would have known his weaknesses and

Contemporary Management issue (Qasim) Essay Example | Topics and Well Written Essays - 2500 words

Contemporary Management issue (Qasim) - Essay Example Moral theory represents theories associated with ethics and morality. A theory generally represents a set of structured statements with a set of concepts. It represents a framework based on which individuals act in a reasonable manner. In other words, moral theories provide appropriate framework for thinking, discussing and finally, evaluating the moral issues in a specific and reasonable manner. It has been found in the past few decades that investigations related to marketing and business ethics have been incrementing significantly. The findings of such investigations state that administrative ethics in the entire marketing process of any organization is a significant issue. Marketing itself involves one vast picture. So, there are chances of loopholes that might lead to various unethical activities conducted by the organizations. It is essential for the businesses to maintain a standard code of ethics for avoiding arousal of any unethical activity in their operations. It is applic able in each and every aspect of the business including sale of products or services where the behaviour of a salesman is taken into consideration (Carroll and Buchholtz, 2009). Deregulation of the standard code of ethics in various industries has resulted in commitment of various unethical activities, which in turn have resulted in the increase of rivalry among the existing firms within the industry. The competitive pressure within industry, along with the uncertainty of business existence, has led to deregulation of business ethics by managers in organizations (Barnett, 2007; Boatright, 2000). A series of evidences show that many companies have deviated from their standard ethical conducts within last few decades. It is not possible for one buyer to identify all the purchasing criteria or purchasing variables, which gives scope to the marketers to conduct unethical activities at high rate (Carroll and Shabana, 2010). The organizations look for short-term profit and opt for unethic al activities. However, in long-term perspective, these activities severely affect their reputation. The organizations, which were being suspected of conducting their business operations in unethical manner, were suffering in legal terms. As already stated earlier, the businesses conduct these unethical activities in order to achieve short-term profit, whereas in long-term aspect, their reputation declines badly. The unethical activities are conducted by organizations in various manners. These unethical activities are conducted sometimes in order to mislead the customers and persuade them in their buying decisions (Curwen and Whalley, 2005). There are various other examples of carrying out unethical activities by the organizations such as, keeping the prices of the products high where the quality is inferior. This helps them in making short-term profit but the ultimate consequence is that the reputation of organizations gets hampered and they lose loyal customers (Friedman, 2004). T he case study deals with unethical activities conducted by the tobacco producing companies in United States. It represents how companies had neglected the standards set by the department of justice i.e. DOJ in United States. According to the district judge, if DOJ could prove that the big tobacco producing companies are performing deceptive activities for their short-term profit seeking purpose, then they would be strictly penalized

Media violence Essay Example | Topics and Well Written Essays - 750 words

Media violence - Essay Example Various individuals and research groups have constantly attributed the increased rate of violence among the children and youths as a result of media influence (Phillips 26). Various forms of media present violent incidences as well as games with numbers attracted towards these violent views and video games constantly increasing. It is equally important to note that other researchers attribute violent media as an outlet of aggression as opposed to source of violence among any group within the society. The paper therefore explores the reasons why violent games and videos need to remain out of blame while searching for increased rise of criminal activities among children and the youth. To derive sufficient evidence that will lead to real answers, a focus on trends as well as averages is essential as opposed to simply relying on statistical outliers to measure the extent that criminal games and videos as well as other forms of criminal forms of games presented by the media affect the society (Foster). Focusing on logical trends like where an individual goes to work on eight hours a day and then heads home to engage in other forms of leisure while a kid plays for one hour and heads for a shooting spree is essential. It is also important to recall that even if there exists a connection between violent games as well as aggressive behavior, there lacks evidence to signify casualty (Hofmann133). There is a likelihood that violent criminals may choose violent games but there is still millions of children who engage on violent games day-day out but the vast majority of these children still remain as normal and law-abiding citizens. In the U.S, the concept interrelating video game violence and young people was taken to the national spotlight in a case where a California law banned sale of some specific violent related videos and games was brought in the Supreme Court. The enforcement of the 2005 failed to take effect at the

Oracle Corporation Essay Example for Free

Oracle Corporation Essay The Central Intelligence Agency had commissioned the project to build a commercial database management system for IBM mainframe computers and code-named it Oracle. Software Development Laboratories took the Oracle name in 1982. After completion of the project, Ellison, Miner, Oates, and Scott had a vision of developing and distributing their database software as a profitable business opportunity. From 1982 to 1986, Oracle had achieved 100% growth. On March 15th, 1986, Oracle went public, one day after Microsoft’s initial public offering. From 1986 to 1989, revenues skyrocketed from $55 million to $584 million, making it one of the largest independent software companies in the world, employing over 4,000 people in 24 countries. The Oracle Corporation’s objective of becoming a profitable database software company had been achieved. Market and industry growth continued until the third quarter of 1990. Oracle suffered a $15 million dollar loss on $240 million in revenues. Between 1988 and 1991, operating margins had plummeted from 23 to 3 percent. During this time, the company’s stock value also fell. Oracle responded by letting go of 400 employees in the United States and reorganizing its senior management team. This business problem was the direct result of something the company simply overlooked. As the company was focusing all of its energies on growth during the late 1980’s, they were losing sight of their internal operations and infrastructure. They also planned their expenses based on the 100% annual growth rate they experienced in the prior years, causing them to lose money. In addition, they delayed the delivery of their latest product, which allowed the competition to draw closer to them. However, the release of their next product would see Oracle quickly rebound and turn things back around. In July of 1991, Oracle was working on a new database software that had the ability to manage text, video, audio, and other data through a set of loosely connected servers. This database software was called Oracle 7, and was one of many IT solutions that would put Oracle ahead of the competition and save the company. 996 saw database sales grow by 20 percent and then to 10 percent in 1997, the year Microsoft released its rival SQL server, which was a cheaper alternative database release with aspirations of stealing Oracle’s market share. During this time, Oracle attempted to expand beyond databases and entered into the two largest application software markets, enterprise resource planning and customer relationship management. Ellison saw this as a lucrative business opportunity, considering the fact that the ERP market was estimated at $20 billion in 1999 and projected to exceed $65 billion by 2003. The CRM market was estimated at $4 billion in 1999 and projected to exceed $16 billion by 2003. Ellison recognized that CEO’s wanted to understand profitability per costumer and to be able to detect dissatisfaction before the customer leaves. He realized that ERP and CRM software would allow CEO’s to do that by turning database information into knowledge about consumers. Ellison’s vision of internet-enabled software began to take shape in 1999 with the release of Oracle8i. It was followed by internet-enabled versions of all the company’s key software products. A key IS solution in the development of Oracle Corporation would be Oracle e-Business Suite, which would include a collection of ERP and CRM applications that automated many necessary business functions. This would be the beginning of the high impact IS solutions to follow. In June of 1999, Ellison declared that Oracle would attempt to save $1billion dollars by the end of 2000 by transforming into an e-business. Ellison then eliminated all non-e-business options from the company. This bold move was an incredible success and a brilliant IS solution to some of the company’s business problems. The changes were easy and smooth to implement. An example given in the case was that of an expense report. In the past, a sales rep would fill out an expense report and manually send it to headquarters. Now the sales rep just completes the forms on the web where the report can be tracked. Not only did this create $6 million dollars in direct savings, the reports were easier and faster to complete. This solution did not only benefit employees, but customers, too. In the past if a customer wanted to demo Oracle’s software, a sales rep had to set an appointment to do the demo in person. Now, the sales rep can gain access to the customer’s browser and, over the phone, can do the demo over the browser at Oracle. com. The shift to self-service was a very necessary and profitable solution for Oracle. They began saving millions of dollars and hours of time. Another business problem Oracle had was a lack of centralization in the business. One clever way they did this was by changing incentives for country managers. Country manager’s incentives were originally based on revenue. This was to be changed to shift their incentives to be based on margin. In the past, 97 e-mail servers existed with almost 120 databases in over 50 countries. This was dramatically reduced when Oracle gave each country CEO a choice. They could receive free e-mail through Redwood Shores or pay to service an e-mail server, which would directly impact their margin, and ultimately, their variable pay. This was a very effective IS solution to the lack of centralization problem the business had. Oracle would continue to centralize the business by pulling human resources, legal, sales administration, and marketing out of each country office and consolidating them at Redwood Shores. Oracle now had a single system that served everything. Oracle saved a lot of wasted money by centralizing its marketing department. The products were the same in every country, so the centralization made sense and was absolutely necessary. By June of 2000, Oracle had gone from 63 to 17 company websites worldwide. By August 2000, the company was down to one website, Oracle. com. This solution saved the company a lot of money that was being wasted operating multiple websites for multiple countries and confusing the brand with different languages, colors, and logos. The transformation to e-business saved Oracle a ton of money, but this wasn’t the only benefit of the move. The switch also generated marketing pull. Oracle’s customer base grew as a result of having better information about their customers’ and sales outlets. The pull strategy came to fruition by two combining factors. The story of the company’s transformation combined with the new gained credibility the company received by performing this transformation so publicly. Now instead of sales reps attempting to sell the CEO of another company their software, CEO’s were going directly to Oracle technology to transform their own businesses. This pull allowed Oracle to open an online store, as opposed to hiring more sales people to handle the increased demand. This latest IS solution, in turn, created more sales. In 1999, Oracle began streamlining its Oracle University, which supported 2500 full-time employees in 143 countries while enrolling about 500,000 students annually. These Oracle courses led to the certification of developers and programmers that the company needed to continue growth. This business solution was yet another great move designed to farm their own employees. iLearning technology was then created as a means of a continuing education extension to Oracle University’s certification process. This software would be hosted online and could be updated daily without patches. Oracle Corporation is a great example of a company who had the ability to predict the future of technology and make innovations to lead the industry. They took risks, and they paid off. Larry Ellison took a big risk when he eliminated all non-e-business elements out of his business and made the transformation to e-business, and his company was rewarded with tremendous cost savings and higher revenues. He also predicted at the end of a June 2000 press conference that the software industry would vanish and be replaced by a service industry. This remains to fully be seen, but it appears there could be truth to this. Cloud computing has been the next innovation in computer technology, as we say many companies now providing services that used to require us to install software on our computers.

Shays Rebellion Essay Example for Free

Shays Rebellion Essay Johnsons dictionary was published in 1755. Nathan Bailey first published his in 1736. These would have been the most commonly used dictionaries In the 1780s. Doolittle, Amos. The Looking Glass of 1787. 1781. Photograph. N. p. This Connecticut cartoon appeared in 1787 at the height of the ratification debates over the proposed Federal Constitution. In Connecticut, as elsewhere, those favoring ratification were called Federalists; their opponents were referred toas Antifederalists. The artist of this cartoon, who Is possibly Amos Doolittle, favored ratification. Connecticut Is 1 OF2 paper money as the two faction pull the wagon in opposite directions. The man in the agon states Gentlemen this Machine is deep in the mire and you are divided as to its releaf. To the left, under a sunny sky, are the five Federalist councilors. On the right, under a stormy sky issuing lightning bolts, are six of the seven Antifederalist councilors, one of whom says Success to Shays. The seventh Antifederalist councilor is below and identified as Agricola which was the pseudonym William Williams used. He is saying, l fear dread the Ides of MAY. May 15 was Election Day for the Connecticut upper house. The character identified as S? H? P is Williams enemy, Samuel Holden Parsons. Parsons was the president of the Connecticut Society of the Cincinnati, a hereditary military order open only to officers of the Continental Army and their male desecndents. The smaller cartoon within the cartoon at the lower left has the caption Tweedles Studdy as I sit plodding by my taper, reference to a satirical poem in the New-Haven Gazette. A copy of this poem, titled, Poem in the New Haven Gazette, appears on this site. a

How Economic Systems Allocate Resources Effectively

How Economic Systems Allocate Resources Effectively Executive Summary Learning outcome two comprises of three questions. The first question speaks about economic systems; it will be explained in the research how these economic systems attempt to allocate resources effectively. According to Samuelson (n.d.) these three economic systems are: Mixed economy, command and free market. ‘Mixed economies may have a distinct private sector, where resources are allocated primarily by market forces, such as the grocery sector of the UK economy. Command economy: ‘Markets enable mutually beneficial exchange between producers and consumers, and systems that rely on markets to solve the economic problem are called market economies. This method is referred to as central planning and economies that exclusively use central planning are called command economies. In other words governments direct or command resources to be used in particular ways’. These will be thoroughly explained in the research. The second question speaks about fiscal and monetary po licies, fiscal policy is basically a tool used determine rules with respect to the expenditure of a government. Monetary policy influences the extent of money supply in an economy. Ghuman (2005). The last question speaks to competition policy and other regulatory mechanisms in an organization. Background/ Rationale The aim of the research is to provide the researcher with an understanding of different organizations, the influence of stakeholders and the relationship between business and the local, national and global environment. On successful completion of learning outcome two, the researcher will understand the nature of the national environment in which business operate. The researcher will understand how economic systems attempt to allocate resources effectively, the researcher will also understand the impact of fiscal and monetary policy has on business organizations and their activities and also the impact of competition policy and other regulatory mechanism and the activities of an organization. Profile 1 Mission Statement: To provide business planning and marketing strategy consulting services to help businesses become even more successful. Bryan’s consulting Firm Contact Information: Email Address: [emailprotected] Fax Number: 9044765 Office Number: 9086712 Bryan’s consulting firm was founded in 1993. This company is under the supervision of Miss Chinelle Bryan and Cyril Mathiaz. They are located on the tropical plaza in half way tree Kingston. Bryan’s consulting firm is a partnership organization. They are assisted by a staff of fifteen well trained and educated workers. A few of these workers are Jada Fyffe,Janae Chung and Aaliya Ftffe,who are under the fields of communication and knowledge and information interaction and human resource management. Bryan’s consulting firm targets small struggling businesses. The services offered by the company are to provide enrichment and fulfilment, create solutions to problems and help businesses develop effectively. The company is unique `because of their superior customer service, they think both internally and externally, and they are the only consulting firm in Jamaica that opens 24 hours. Their prices and their guarantee also make them unique. The goals and objectives of B ryan’s consulting firm are: superior customer service, growth, efficiency, retention, support opportunity, building amazing service, have happy customers, increase revenue, increase profit and build the community. Miss Bryan and Cyril Mathiaz were inspired to create this business because of their personal struggles with their small business in the past..†You push the limits, we measure it†. Profile 2 Chixae’s variety store Contact Information: Email Address: [emailprotected] Fax Number: 9092145 Office Number: 9017123 Mission Statement: The mission is to build permanent habits through daily practices. This mission is to make a profit that will not only benefit our company but to give back to the community. Chixae Variety Store was established in 2010. This store is governed by Chinelle Bryan and Xae Boreland. Their store can be found on the Springs Plaza in Half Way Tree Kingston. This is a partnership organization. Chinelle Bryan and Xae Boreland are assisted by ten well trained and oriented workers who are under the departments of: Cashier, Sanitization, Assistance- customers, and collector- Collection of bags when entering the store. The company is unique because it’s a store that everything is offered under one roof and their prices are unbeatable. The goals and objectives of Chixae’s variety store are: to give back to the community, have happy customers, and a superior customer service. This store was created by because Xae and Chinelle wanted a place where one can purchase almost everything under the same roof at an affordable price and that’s exactly what is offered at Chixae’s variety store. Chixae’s variety store targets both old and young pe ople. The mission is to build permanent habits through daily practise; to indicate to customers that they can get all they want under the same roof, at an affordable price and getting good quality for their â€Å"little money†. However, they are now facing some difficulties because of the lack of communication and knowledge and information interaction skills. Objectives To identify how economic systems attempt to allocate resources effectively To assess the impact of fiscal and monetary policy on business organizations and their activities To evaluate the impact of competition policy and other regulatory mechanisms on the activities of a selected organization Methodology Qualitative research is designed to reveal a target audience’s range of behaviour and the perceptions that drive it with reference to specific topics or issues. It uses in-depth studies of small groups of people to guide and support the construction of hypotheses. The results of qualitative research are descriptive rather than predictive. The research consists of the secondary research method. The research is qualitative based, reason being, interviews will be carried out with stakeholders, this type of research is more efficient, less time consuming and inexpensive. Secondary sources entail the usage of internet sources. The limitation the researcher had are some information seemed old or the internet may provide different answers to a question which posed difficulties for the researcher as the researcher would not know which of the answers are correct. The information collected was controlled, processed and evaluated in order to meet objectives of Chixae’s variety Store. The research questions will be analysed critically giving examples matching the organization that was assessed. LO2- Understand the nature of the national environment in which businesses operate 2.1 Explain how economic systems attempt to allocate resources effectively Mixed economies ‘Mixed economies may have a distinct private sector, where resources are allocated primarily by market forces, such as the grocery sector of the UK economy. Mixed economies may also have a distinct public sector, where resources are allocated mainly by government, such as defence, police, and fire services. In many sectors, resources are allocated by a combination of markets and panning, such ashealthcare and, which have both public and private provision’ (Samuelson n.d.) Free Markets ‘Markets enable mutually beneficial exchange between producers and consumers, and systems that rely on markets to solve the economic problem are called market economies. In a free market economy, resources are allocated through the interaction of free and self-directed market forces. This means that what to produce is determined consumers, how to produce is determined by producers, and who gets the products depends upon the purchasing power of consumers’. (Samuelson n.d.) Command Economics Another solution to the economic problem is the allocation of scarce resources by government, or an agency appointed by the government. ‘This method is referred to as central planning and economies that exclusively use central planning are called command economies. In other words governments direct or command resources to be used in particular ways’. (Samuelson n.d.) 2.2 Assess the impact of fiscal and monetary policy on business organizations and their activities According to Ghuman (2010), ‘Fiscal policy instrument determines the rules and regulations with respect to the nature and extent and taxation and expenditure by the government. The extent of tax collection and government expenditure in different domains significantly impacts the profit position of a business entity’. Monetary policy: ‘This policy influences the extent of money supply in an economy. Depending on the requirement of a country to give boost or control inflation, its government makes modification in monetary policy. These changes impact both the availability and the cost of funds for business organizations. The monetary policy also influences the value of the national currency in the international market, the impacting profit position of the companies operating in the global market. Ghuman (2005) 2.3 Evaluate the impact of competition policy and other regulatory mechanisms on the activities of a selected organization The selected organization is the Office of Fair Trading (OFT). Established by the fair trading Act 1973, is a non- profit organization of the United Kingdom. The Fair Trading Act basically requires competition law and protection. OFT’s main objective is fairness. They make sure markets work well for consumers, ensuring that there is fair competition among all trading firms. Its role power changed with the Enterprise Act which was passed in 2002. ‘Department for Business Innovation and Skills (BIS) announce further reforms to the UK consumer and competition regimes. In accordance with the provisions of the Enterprise and Regulatory Reform Act 2013, the Competition and Markets Authority (CMA) was established in April 2014 and combines many of the functions of the OFT and the Competition Commission and replace both’. (Office of Fair Trading 2014). Competition commission was a public body who was responsible for investigating market merges and other things related to regulatory industries that are a part of the competition law in the U.K. The Business Innovation and Skills (BIS) announced further reform to the UK consumer and competition regimes. The competition market authority (CMA) which was established in April 2014 combined many of the functions of the OFT and competition commission and replace both. (Office of Fair Trading 2014), ‘Competition Commission Monopolies and Mergers Commission replaced on 1 April 1999. It was created by the Competition Act 1998, although most of its powers were governed by the Enterprise Act 2002’. The competition commission was removed on the first of April in the year 2014 and was replaced by the competition authority (CMA), this took over many responsibilities of the OFT. Conclusion In concluding, on successful completion of learning outcome, the nature of national environment in which business operate was looked at. Learning outcome focused on three questions. The researcher first spoke about economic systems; it was explained in the research how these economic systems attempt to allocate resources effectively. Samuelson (n.d.) Mixed economy, command and free market. ‘Mixed economies may have a distinct private sector, where resources are allocated primarily by market forces, such as the grocery sector of the UK economy. Command economy: ‘Markets enable mutually beneficial exchange between producers and consumers, and systems that rely on markets to solve the economic problem are called market economies. This method is referred to as central planning and economies that exclusively use central planning are called command economies. In other words governments direct or command resources to be used in particular ways’. The three were explained in the research. The researcher then went on by talking about fiscal and monetary policies, fiscal policy is basically a tool used determine rules with respect to the expenditure of a government. Monetary policy influences the extent of money supply in an economy. Ghuman (2005). Lastly, the researcher gave a brief outline of competitio n policy and other regulatory mechanisms in an organization. Recommendations The uttermost goal of any organization is to make a profit and have a long term business. In order for Chixae’s Variety Store to be around for a long time, it is recommended they understand the business environment. Chixae’s Variety Store should understand the nature of the national environment in which they operate. The researcher would recommend that they understand the economic systems to allocate resources effectively. The three are: Mixed, free market and command. The one that would be recommended for this store to allocate their resources is free market. Reason being, In a free market economy, resources are allocated through the interaction of free and self-directed market forces. This means that what to produce is determined by consumers, how to produce is determined by producers, and who gets the products depends upon the purchasing power of consumers’. (Samuelson n.d.) The researcher recommends this because with a business like Chixae’s Variety St ore, whatever they plan to do depends on their stakeholders, and to be successful, it is important they satisfy them. Everything coincides with these people, as (Samuelson n.d.) stated, ‘what to produce is determined consumers, how to produce is determined by producers, and who gets the products depends upon the purchasing power of consumers’. Lastly, the researcher recommends that Chixae’s Variety Store is knowledgeable about fiscal policy. Reason being, Fiscal policy is ‘the extent of tax collection and government expenditure in different domains significantly impacts the profit position of a business entity’. Ghuman (2010). If this is a term that explains the impacts the profit position of the business then it would be wise for every business to know what it is. References Samuelson,n.d., Economic systems. [ONLINE] Available at:http://www.economicsonline.co.uk/Competitive_markets/Economic_systems.html. [Accessed 05 November 2014]. Ghuman, K G, 2010. Management: Concepts, Practice. 5th ed. West Patel Nagar, New Delhi 110008: Tata Mcgraw Hill. Office of Fair Trading, 2007. [ONLINE] Available at: http://www.termpaperwarehouse.com/essay-on/Evaluate-The-Impact-Of-Competition-Policy/279493. [Accessed 07 November 2014].

Salvage Logging :: Logging Environmental Forestry Essays

Salvage Logging Proponents: Legislators and the timber industry Opponents: Forest Service Employees for Environmental Ethics (FSEEE) Legislators have defined "salvage logging" as the act of logging unhealthy forest stands, considered to have a probability of experiencing extreme insect and disease infestation of catastrophic fire. However, no scientific consensus exists for describing an unhealthy forest, predicting or classifying catastrophic fire event, or classifying the resultant damage of an insect and disease. Salvage logging was an alternative way of meeting timber demands and generating revenues by timber industries and legislators without much opposition from the public. This is because the laws permitting such logging practices are so vague and confusing. Legislators espouse that the sales from such practice brings in money to the Treasury while rendering the forests more "health." Proponents claimed that harvesting timber would reduce fuel-loading to reduce the intensity of fires and thin-out forests stands to relieve inter-tree competition. Though this sounds plausible, the criteria for determining wha t sort of trees would be removed, and who would make the decision still remains unanswered. Salvage logging is an attempt to compromise excessive logging and controlled logging. Excessive logging obviously leads to deforestation as is evident in most areas of the world today. The savannas of Africa, the steppes of eastern Europe and Russia, the pampas of Argentina, and at least some of the prairies of North America used to be forested before human disturbance. The Forest Service Employees for Environmental Ethics (FSEEE) are strongly opposed to this kind of vague laws employed by legislators in salvage logging. In certain instances, the practice has been referred to as "logging without laws" because it exempts timber companies involved in salvage sales from most environmental laws including the Endangered Species Act, the Wild and Scenic Rivers Act, the National Forest Management Act, the National Environmental Policy Act, and the Safe Drinking Water Act. It also allows for clearcutting of huge forest areas. It prevents citizens from exercising their right to challenge illegal logging plans. FSEEE also suggest such vague laws will allow for massive clearcutting of healthy trees and that it also directs the federal government to dramatically increase timber harvests. Allowing for deforestation by the federal government by such vague laws gradually contributes to global deforestation and a corresponding increase in species extinction. Reforestation, by replanting, is only done on a fraction of the deforested area, and it usually creates a monoculture plantation, with much less biological diversity and less disease resistance than in virgin, or old-growth forest.

My Angels :: Personal Narrative

My Angels It wasn't until I started to write this testimony that I realized that there are two special angels in my life. One in heaven and one on Earth. I had the general reasoning of any teenager: run to your closest friends, boyfriend, girlfriend, family, teachers for solutions to your problems, or for guidance, but that's not always so. Sure, some good friends and family are close enough to relate to, but it's the people that can read your face like a book that I am speaking of. The people that always bring a smile to your face even when you're in your deepest turmoil. These are your angels. Adam has been and always will be my angel. He was my salvation when I was weak, my shoulder to weep on, a joker, and an all around nice guy. If if it weren't for him I probably wouldn't have auditioned for Juilliard a few weeks back. I owe so much to him, but the biggest thanks I could ever give would be his persistent manner in getting me to audition for the drama plays. I have always had a passion for drama but didn't want to pursue it in St. Paul. I was so depressed about leaving all my friends behind at Whittier, that when I came here I didn't even give up---- I just didn't start at all. It wasn't until my first week of school that I met Adam, the boy who smiled from ear to ear... Little did I know that he would be the best friend I would make at St. Paul, and the first to leave me behind. Over the next two years we had gotten incredibly close. We went out for weekends, celebrated his 15th birthday with Andrea and Crystal, and Miguel---his closest friends. We helped ea ch other with our relationship problems, family problems, school mishaps... We were each other's alter egos when we went out. We had a conversation over the Internet a week before he died. He was so mad that I hadn't auditioned for the musical that he forced me to join crew (which a few weeks previous I had). That night we were talking about all these pranks we would play on the cast and crew, and the cast party to be had, and all the fun.

A Short Night Means Long Consequences Essay -- Health, Sleep Deprivati

Bzzt Bzzt Bzzt. The clock reads six o’clock in the morning, and blaring buzzes of the alarm clock awakens sleeping teenagers from their slumber. As they drag their still lethargic bodies through the door on their way to the car or the bus, they tell themselves every single day that they need more sleep. This is more true than they can fathom, as the effects of sleep deprivation in teenagers prove to be quite damaging in both the short and long term. Teenagers stay up late to get to all sports practices, music practices, and possibly even their job, and then they come home to multiple hours of homework which they stay up until midnight, and many days even later than that, to finish it all. Then the cycle begins again with the groggy adolescent going to school, and complaining about such a short night’s rest. If high schools started later, teens would have extra time to sleep in before shoving off again, and would be extremely beneficial to their physical and menta l health in the long run. There are many causes for sleep deprivation in today’s teenagers. A big reason is the hectic schedules that dictate their lives and the lives of those around them. Many teenagers have multiple after school activities including athletic practices, music practices, and sometimes even jobs after school. So, to make time for all their activities, they take from their sleep time. The main reason kids cut out sleep for other activities is because they do not think sleep is that important to their schedules. Even administrators think this, with some thinking that older kids needed less sleep than the younger kids (Bettelheim 557). Science and countless hours of research have proved this myth false, but even still little is being done to c... ...n the busy teen thinks that â€Å"Sleep is the pocket change with which we buy extra time† (Clemmit 125), but this notion is false. Such a vital part of a person’s life should be made as enjoyable as possible, and the quality of physical and mental health will be substantially improved. As for teenagers, in order to correspond with their natural rhythms, maximize their learning and achievement potential, and greatly increase their overall health, the start times of high schools should be moved back. Break the cycle of the groggy adolescent, driving fatigued to school only to fall asleep in class and miss out on the opportunities school can offer. The teens of today take care of this country soon enough, the least that can be done is give them a chance at a sufficient night’s rest so they have time to dream of all the big things they will do with their lives tomorrow.

Business Economics – Regression Analysis

Effect of Ratio Profitability: Return on Asset (ROA) and Return of Equity (ROE) to Stock Price of PT Bank Central Asia (BCA) Tbk. Ratio profitability, Return on Asset (ROA) and Return of Equity (ROE), of a firm is used as one of parameters for investor to decide whether they want to invest or not. The following table consists of ROA and ROE as well as the stock price of PT Bank Central Asia (BCA) Tbk. , as one of the largest bank in Indonesia, from year of 2002 up to 2011. Table 1. ROA, ROE and stock price of PT Bank Central Asia Tbk. tahun 2002-2011 Year| Stock Price(Y)| ROA(X2)| ROE(X2)| 2002| 2500| 2. 17| 22. 08| 003| 3325| 2. 36| 24. 87| 2004| 2975| 3. 04| 32. 52| 2005| 3400| 3. 41| 32. 33| 2006| 5200| 3. 43| 33. 58| 2007| 7300| 1. 68| 16. 47| 2008| 5778| 3. 14| 33. 16| 2009| 5645| 3. 17| 32. 11| 2010| 4284| 3. 28| 31. 23| 2011| 3674| 2. 65| 24. 16| Using regression analysis we want to determine the relationship between ROA, ROE and stock price of PT BCA Tbk. In this case, ROA an d ROE are the independent or explanatory variable (X), while stock price is the dependent variable that we want to explain (Y). Regression Analysis SUMMARY OUTPUT| | | Regression Statistics| Multiple R| 0. 13028475| R Square| 0. 016974116| Adjusted R Square| -0. 63890422| Standard Error| 1710. 529517| Observations| 10| ANOVA| | | | | | | df| SS| MS| F| Significance F| Regression| 2| 353656. 3| 176828. 15| 0. 060435241| 0. 941840446| Residual| 7| 20481378. 6| 2925911. 229| | | Total| 9| 20835034. 9| | | | | Coefficients| Standard Error| t Stat| P-value| Lower 95%| Upper 95%| Lower 95. 0%| Upper 95. 0%| Intercept| 5361. 609293| 2796. 526605| 1. 917238793| 0. 096721961| -1251. 125335| 11974. 34392| -1251. 125335| 11974. 34392| X Variable 1| -142. 3275587| 3749. 125063| -0. 037962873| 0. 970777259| -9007. 599603| 8722. 944486| -9007. 599603| 8722. 944486| X Variable 2| -19. 7879081| 375. 1702777| -0. 051919867| 0. 960043105| -906. 6155278| 867. 6579462| -906. 6155278| 867. 6579462| From the summary output we can estimate the linear relationship between the stock price (Y) and ROA (X1), ROE (X2) in the form of equation below: Y= 5361. 6092 – 142. 3275 X1 – 19. 4788 X2 The result indicates that for each 1% decrease in ROA and ROE; the stock price decrease by IDR142. 3275 (the estimated coefficient of X1) and IDR19. 4788 (the estimated coefficient of X2) also, respectively. To understand how significant the independent variable can explain the dependent variable, we can observe from t-stat data.The critical value of t at the 0. 05 level of significance is 2. 365 (from table of the t distribution). The analysis result show that t-stat value below the critical value of t = 2. 365. It means that at the 5% level of significance, we accept there is no significant relationship between ROA, ROE and stock price. We need more variable better than just ROA and ROE to picture the movement of price stock. The two variables, ROA and ROE, are not enough to explain th e stock price of PT BCA Tbk. Now, we want to see how good is the model or how much the explanatory power of the model by looking at R2 data.R2 measures how much of the variation in the firm’s stock price is explained by the variation in its ROA and ROE. The analysis result shows that the value of R2 is 0. 016974116, extreme to 1. It means that none of the variation in stock price was explained by the variation in ROA and ROE. In conclusion, looking at the value of t-stat and R2, variable ROA and ROE is not enough to explain the movement of stock price PT BCA Tbk. We need to add more variables to get more description how the stock price change and how significant and sensitive the variables impact to stock price.

Night World : Secret Vampire Chapter 9

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Photoshop Action Zoom Blurring Effect

Photo incumbrances fill whirr smearring resultant By Steve Patterson, Photoshop Essentials. com ACTion Zoom BLurring EffECT In this Photoshop video kernels tutorial, well define how to add some process and a mind of motion to a photo with a purr smear publication. Well use Photoshops radiate blemish drip to add the initial calumniatering, wherefore well use up in back some of the overlord pictorial matter apply a story pretend and the slope joyride. non only is this a great (and popular) way to dish up bring an prototype to life, nevertheless the faultless meat earth-clo correct be completed in less(prenominal) than five minutes once youre snug with the steps.Heres the photo Ill be using for this tutorial The headmaster ambit. Heres how it bequeath look after adding the fuddle precedeic eitherows get started The final action soar up effect. stair 1 Duplicate The undercoat social class The first step in creating our action rapid growth e ffect is to twin(a) the Background degree so we can work on a break apart copy of the two-baser, which volition allow us to bring back some of the pilot burner characterization later. With our photo newly opened in Photoshop, if we look in the social classs table, we can chew the fat that we currently have unmatched tier, the Background form, which is the horizontal surface than contains our photoThe original image appears on the Background mold in the works panel. This Photoshop tutorial 2009 Steve Patterson, Photoshop Essentials. com. non To Be Reproduced Or Redistri barelyed With discover Permission. 1 Photo effectuate implement Zoom dishonorring put in By Steve Patterson, Photoshop Essentials. com To duplicate the Background class, go up to the work menu in the menu metre at the top of the screen, pick new, and then choose Layer via Copy. Or, for a faster way to duplicate a forge in Photoshop, use the keyboard shortcut Ctrl+J (Win) / ascendence+J (M ac) Go to Layer New Layer via Copy, or press Ctrl+J (Win) / statement+J (Mac).Either way you choose tells Photoshop to move in a copy of the layer, and if we look again in the Layers panel, we can await that we right away have two layers. The original Background layer is on the butt end, firearm a brand new layer named Layer 1 sits preceding(prenominal) it. If we look at the catch thumbnails to the left over(p) of the layer names, we can see that both layers contain the same image, which means we can now do whatever we inadequacy to the image on Layer 1 and the original photo get forbidden remain safe and unharmed on the Background layer infra it An exact copy of the image now appears on Layer 1 above the Background layer. tonus 2 Apply The radiate tire disgrace pervade With Layer 1 selected in the Layers panel (it should be highlighted in blue), go up to the filter menu at the top of the screen, choose Blur, and then choose radial Blur Go to come home Blur Ra dial Blur. This brings up Photoshops Radial Blur duologue misfortune. The Radial Blur filter gives us a choice of two disparate types of hidering Spin and Zoom. Since were creating a zoom effect, touch on the Blur method option on the left side of the dialog nook to Zoom. Directly downstairs the Blur Method option is the Quality option. rent Best for the quality.We control how much aspersering is utilise to the image with the Amount option at the top of the dialog box. The higher the Amount hold dear we select, the more blurring is applied. drop roll in the hay the slider towards the right to increase the Amount value, or drag it towards the left to decrease it. Unfortunately, the Radial Blur filter doesnt give us a watch of the effect, so youll probably use up to hand over a few diverse values in the first place you keep an eye on the one that works best for your image. Ill explain how to do that in a moment. Im tone ending to set my Amount value to 50, but the value you end up choosing may be different.Finally, use the Blur Center box on the right side of the Radial Blur dialog box to set the point where the blur impart appear to be zooming place from. only if click inside the box to set the point. Again, theres no way to preview the effect forward running the filter so be prepared to try a few measure before you get it right. I need my blur effect to appear to be coming from behind the girls head, so Im going to click above and to the right of warmness in the box to set my point. Set the blur type, quality, amount and zoom point. This Photoshop tutorial 2009 Steve Patterson, Photoshop Essentials. com.Not To Be Reproduced Or Redistributed Without Permission. 2 Photo Effects Action Zoom Blurring Effect By Steve Patterson, Photoshop Essentials. com confabulate OK when youre done to exit out of the dialog box. Depending on the speed of your computer, as hearty as the size and complexity of your image, you may need to wait a bit for Photoshop to finish applying the blur, so dont panic if it seems like cipher is happening. After waiting a few seconds for Photoshop to do its thing, here is my image with the zoom blur applied It may take a few tries before you get the results you emergency with the Radial Blur filter.If youre not knowing with your initial blur results and want to try again, first undo the filter by going up to the Edit menu at the top of the screen and choosing undo radial Blur. Or, for a faster way to undo the filter, use the keyboard shortcut Ctrl+Z (Win) / Command+Z (Mac) Undo the blur effect with Edit Undo Radial Blur, or press Ctrl+Z (Win) / Command+Z (Mac). Then, to pronto bring the Radial Filter dialog box back up, press Ctrl+Alt+F (Win) / Command+Option+F (Mac). Choose a different Amount value and/or set a different point for the zoom effect in the Blur Center box, then click OK to run the filter again.You can undo and create the filter as many times as you need until you get the results you want. Step 3 amplify A Layer mask The problem with our blur effect is that its covering up the entire image, which isnt rightfully what we want. In my case, the blur effect is distorting the girls face, so I want to hide the effect in that part of the image and allow the original photo to show through. We can do that easily using a layer mask. With Layer 1 still selected, click on the Layer mask icon at the bottom of the Layers panel. Its the icon that looks like a rectangle with a round hole in the concentre of it snap on the Layer Mask icon. Nothing will appear to happen in the document window, but a layer mask thumbnail appears to the right of the preview thumbnail for Layer 1 in the Layers panel, letting us know that weve added our layer mask. If you look closely at the thumbnail, youll see a white highlight edge around it, which tells us that the layer mask, not the layer itself, is selected The highlight border around the layer mask thumbnail tells us that th e mask, not the layer, is selected. This Photoshop Tutorial 2009 Steve Patterson, Photoshop Essentials. com. Not To Be Reproduced Or Redistributed Without Permission. Photo Effects Action Zoom Blurring Effect By Steve Patterson, Photoshop Essentials. com Step 4 Select The gradient Tool Were going to draw a black-to-white gradient on the layer mask to hide part of the blur effect and create a nice, smooth transition amongst the effect on Layer 1 and the original image on the Background layer at a lower place it. To draw the gradient, well need Photoshops gradient Tool, so select it from the Tools panel. You can also select the gradient Tool by pressing the letter g on your keyboard Select the side Tool. Step 5 Select The Black to White gradientWith the Gradient Tool selected, right-click (Win) / Control-click (Mac) anywhere inside the document window to pronto bring up the gradient Picker. clatter on the Black to White gradient to select it. Its the third gradient from the l eft, top row Click on the Black to White gradient in the Gradient Picker to select it. Click anywhere outside of the Gradient Picker to close out of it when youre done. Step 6 Select The radial gradient By default, the Gradient Tool is set to draw a standard linear gradient, but we also have different styles to choose from, all of which can be selected from the options Bar at the top of the screen.Youll see a row of five icons, to each one one representing a different shape for the gradient (Linear, Radial, Angle, Reflected, and Diamond). Select radial gradient by clicking on its icon (second one from the left) Select the Radial Gradient. Step 7 Drag out A radial gradient To Hide Part of The Blur Effect I want to allow the girls face to show through the blurring effect, so with the Gradient Tool, the Black to White gradient and the Radial Gradient style selected, Ill click in the sum of her face to set my starting point for the gradient.Then Ill simply drag my mouse towards the le ft until Im just beyond her hair. The scope in between the starting and end points of the gradient will become a smooth transition area between the blurring effect on Layer 1 and the original image on the Background layer below it. Since Im drawing a radial gradient, the gradient will extend 360 around my starting point (which means it doesnt really matter which direction you drag from the starting point), creating a circular shape with black in the center and gradually changing to white as it extends out in all directionsDrag out a Radial Gradient across the area where you want to hide the blur effect and reveal the original photo underneath. Since we drew the gradient on the layer mask, not on the layer itself, we dont see the gradient in the document window. This Photoshop Tutorial 2009 Steve Patterson, Photoshop Essentials. com. Not To Be Reproduced Or Redistributed Without Permission. 4 Photo Effects Action Zoom Blurring Effect By Steve Patterson, Photoshop Essentials. com In stead, we see the results of the gradient on the layer mask. The girls face is now microscopical through the blurring effectDrawing the gradient on the layer mask reveals part of the original image underneath. Even though we cant see the gradient in the document window, we can see it if we look at the layer mask thumbnail in the Layers panel. The black area represents the part of the layer thats now hidden from view. As the gradient becomes visible light towards the edges, more of the layer becomes visible. The white areas are where the layer is completely visible If youre not happy with your initial gradient, simply press Ctrl+Z (Win) / Command+Z (Mac) to undo the gradient, then try again.The layer mask thumbnail shows us the radial gradient we added. Step 8 Lower The opaqueness To fine-Tune The results If you find that your blur effect is too strong, you can ignore its intensity by lowering the opacity of Layer 1. Lowering the layers opacity value will allow more of the origi nal image on the Background layer below it to show through. Youll find the opacity option in the top right of the Layers panel. Keep an eye on your document window as you adjust the opacity to judge the results.Im going to lower tap down to around 70% (left) Lower the opacity of Layer 1 to reduce the intensity of the blur. And with that, were done Here, after fine-tuning my results with the Opacity option, is my final action zoom effect result for more adobe Photoshop tutorials, visit Photoshop Essentials. com www. photoshopessentials. com The final photo effect. This Photoshop Tutorial 2009 Steve Patterson, Photoshop Essentials. com. Not To Be Reproduced Or Redistributed Without Permission. 5